When you apply for a credit card, you have the right to know important information up front from the credit card issuer. The legally-mandated "information ...more
Credit Card Basics
Knowledge starts with a solid understanding of the basic principles. If you’re new to credit or need a refresher course, this section is for you.
Credit cards are a useful financial tool when used responsibly. By constantly paying off your balance in full each month, your credit card can help ...more
Consumers have more choices than ever before when it comes to credit cards. Most share one thing in common – rewards. Rewards credit cards offer ...more
Similar to reward points, fees can differ between credit cards. When you sign up for a credit card it's important to review the cardholder agreement. ...more
Have you ever wondered why your credit card interest rate is so high? With prime rate near a record low, cardholders are often astonished why ...more
At first glance, credit cards and debit cards may seem similar – they're both made of plastic and act as cash substitutes. Although the two ...more
It's important to understand how credit cards work - and be honest about whether or not you are truly ready for a credit card. In ...more
Many people argue that you need a credit card in order to thrive financially these days. Credit cards make payment convenient, and they provide you ...more
Not everyone who applies is approved for a credit card. In most cases, a denial is related to your credit history. Applying for a credit ...more
In today’s society, a credit card is almost a necessity. A credit card can help you build up a good credit history, which is useful ...more
You've made the decision to apply for a credit card. You go through the application process and a few weeks later receive a letter in ...more
When it comes to credit cards, there is no shortage of choices for consumers. According to the Canadian Bankers Association, there are 76.3 million Visa ...more
It seems like everything comes with an expiration date these days. From canned beans to batteries, you’ll find expiry dates on a lot of things, ...more