Sign-up bonuses and rewards are only good if you get a card that also matches your needs and spending patterns. This list of cards, compiled by our experts, breaks down the best Canadian credit cards.
Best Points Rewards Card
MBNA Rewards Mastercard® credit card
Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
Balance Transfer APR: 21.99%
Cash Advance APR: 24.99%
A point rewards credit card is only as good as the redemption options. That’s why we love the MBNA Rewards MasterCard®. Use it for travel rewards, gift cards or even cash back. The merchandise options are also top notch – get an iPhone 7 for 109,270 points! Sure that might take awhile to accrue all those points, but there’s a lot of options on the low end as well. Check out the rewards catalouge at rewardscatalogue.com. Feeling generous? You can even choose to redeem your points for a charitable cause. Get a sweet sign-up bonus (worth $50 in rewards) and no annual fee. Overall, the MBNA Rewards card offers a variety options that are sure to please even the most die-hard rewards enthusiast.