Card Features
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- No annual fee
- Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.
- Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn on your everyday purchases
Interest Rates
Purchase APR: 20.95%
Balance Transfer APR: 20.95%
Cash Advance APR: 22.95%
Annual Fee
$0
Pros
- High money-back earnings with no annual fee
- Great companion to Tangerine banking products
Cons
- Lower standard cash back earnings than competing cards
Bonus Offer
Get a bonus 10% cash back – up to $100* (Applies to purchases in your first 2 months.)
Introductory Rates
1.95% on balance transfers made within 30 days of your Account opening for the first 6 statement periods.
Reward Earnings Rate
Up to 2% money back
Additional Details
Grace Period: 21 days
Fees
Balance Transfer Fee: 1-3%, or minimum of $5 (unless reduced or waived)
Cash Advance Fee: $3.50 within Canada, $5.00 outside Canada
Foreign Transaction Fee: 2.5%
Over Credit Limit Fee: $25
CreditCardsCanada.ca Review
