3 Credit Card Tips for Starting the School Year Off Right

Posted August 29, 2016 by cccadmin in

Student Credit Card Tips

With Labour Day, the unofficial end of summer and the beginning of the school year, less than a week away, it’s the perfect time to discuss credit cards. There a lot of things to look forward to going back to school – frosh week, reconnecting with friends and pub nights – but credit card debt isn’t one of them.

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Earn More Rewards with These 6 Strategies

Posted August 26, 2016 by cccadmin in

Rewards Credit Card

Choose your credit card wisely. You’ll be spending a lot of time (and money) together. Not all credit cards are created equal. You should always compare interest rates, fees, and rewards programs to see how credit cards stack up against each other. After all, a rewards program is no good if you don’t value the rewards.

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Is it Time to Upgrade Your Credit Card?

Posted August 17, 2016 by cccadmin in

Credit Card Upgrade

We all live busy lives. Between going to work, hitting the gym and finding time at the end of the night to watch the summer Olympics, your credit card is probably the last thing on your mind. It’s easy to overlook your credit card and take it for granted, but by doing that, you’re making a big mistake.

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How to Make the Most Out of Summer Without Going into Debt

Posted August 8, 2016 by cccadmin in

Beach Summer

While there’s nothing wrong with taking full advantage of the summer, it shouldn’t mean taking a vacation from your finances. 35 percent of Canadians will go into small debt due to summer spending, finds a BMO report. In fact, 56 percent don’t have any solid plan for repaying that debt. Yikes! Maybe instead of “summertime,” we should call it “splurge-time”?

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Air Miles Set to Expire: Have You Redeemed Your Miles?

Posted August 4, 2016 by cccadmin in ,

Photo credit LCBO Media Centre via flickr

“Do you have Air Miles?” It’s question many of us have been asked by the perky cashier behind the counter at our favourite retailers. Air Miles is one of Canada’s most popular travel rewards, but that popularity has recently turned into cardholder outrage with the revelation that miles would soon start to expire.

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Credit Card Interchange Fees in the Spotlight Again

Posted July 28, 2016 by cccadmin in

Paying with Credit Card

Last month we wrote about the ongoing battle between Walmart and Visa over interchange fees. Walmart has been relentless in its demand for lower fees, but Visa is refusing to budge, claiming the retailer giant is asking for lower fees than local grocers, pharmacies, convenience stores, charities and schools.

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