Premium Credit Cards

Some cards offer benefits or features that are only available for a fee. For example, some premium travel reward cards offer access to elite airport lounges or 24/7 concierge services. These types of cards are not for everyone, but don’t let an annual fee be the only factor you look at when choosing a card. For many users of these high-end credit cards, the benefits and rewards outweigh the costs of card ownership.

  • Take advantage of the additional benefits premium credit cards can offer.
  • Look for a rewards that matches your spending habits to maximize your earning potential.
  • Cards with annual fees are not good for everyone. Make sure the benefits outweigh the costs.
Showing 1 - 7 of 21 cards | View All
MBNA Smart Cash World Mastercard
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 19.99% on eligible purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • A suite of comprehensive insurance**
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
  • Legal disclosures
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$39 19.99% 22.99% 24.99%
MBNA Smart Cash World Mastercard
MBNA Smart Cash® World Mastercard®
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Full credit card details
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Annual Fee:
$39
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
24.99%
Apply Now
Alaska Airlines MasterCard
  • 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.
  • Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.
  • Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.
  • Earn 1 mile‡ for every $1 spent on other eligible purchases.
  • Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.
  • Standard Annual Interest Rates of 19.99% on purchases, 21.99% on balance transfers✪and access cheques, and 24.99% on cash advances
  • $75 annual fee
  • Legal disclosures
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$75 19.99% 21.99% 24.99%
Alaska Airlines MasterCard
Alaska Airlines Platinum Plus® Mastercard® credit card
  • 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.
  • Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.
  • Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.
  • Full credit card details
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Annual Fee:
$75
APR:
19.99%
Balance Transfer:
21.99%
Cash Advance:
24.99%
Apply Now
Amex Colbalt Card
  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
  • 30,000 points is enough for: An eligible short-haul flight using the Fixed Points Travel Program, or $300 in statement credits redeemed towards travel purchases charged to your Card or $300 worth of tickets on Ticketmaster.ca
  • Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
  • Enjoy a special low interest rate of 7.99% on purchases charged to your Card within the first 6 months**
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies
  • The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%
  • Annual fee of $10 per month of Cardmembership ($120 annually), Supplementary Cards can be added at no additional cost.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$10 per month of Cardmembership ($120 annually) 19.99% N/A 22.99%
Amex Colbalt Card
American Express Cobalt Credit Card
  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
  • 30,000 points is enough for: An eligible short-haul flight using the Fixed Points Travel Program, or $300 in statement credits redeemed towards travel purchases charged to your Card or $300 worth of tickets on Ticketmaster.ca
  • Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada
  • Full credit card details
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Annual Fee:
$10 per month of Cardmembership ($120 annually)
APR:
19.99%
Balance Transfer:
N/A
Cash Advance:
22.99%
Apply Now
Amex Gold Rewards Card
  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership
  • That’s enough to redeem for a round-trip Fixed Mileage Flight RewardTM to almost anywhere in North America
  • Earn 2 points for every $1 on eligible travel and  everyday purchases. Earn one point for every $1 in Card purchases everywhere else 
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit  
  • Book flights within Canada or to destinations  around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline , fly any day, and even book right up to a day before departure.
  • Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$150 30%* N/A N/A
Amex Gold Rewards Card
American Express® Gold Rewards Card
  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership
  • That’s enough to redeem for a round-trip Fixed Mileage Flight RewardTM to almost anywhere in North America
  • Earn 2 points for every $1 on eligible travel and  everyday purchases. Earn one point for every $1 in Card purchases everywhere else 
  • Full credit card details
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Annual Fee:
$150
APR:
30%*
Balance Transfer:
N/A
Cash Advance:
N/A
Apply Now
  • Welcome Bonus1 : Up to 30,000 Aeroplan® Miles (that's the equivalent to 2 short-haul roundtrip flight rewards+) Plus get a 1st year annual fee rebate for the primary cardholder as follows: Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card + 15,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening. Conditions apply. Offer ends June 2, 2019. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
  • Enjoy Air Canada® benefits while travelling3
  • When travelling on Aeroplan flight rewards operated by Air Canada:
  • One annual One-Time Guest Pass to the Maple Leaf Lounge
  • First checked bag free
  • Priority Check-in
  • Priority Boarding
  • Take advantage of an extensive suite of travel insurance
  • Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please visit the TD site.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada ® Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program.

The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1 Must apply online by June 2, 2019. Welcome Bonus of 15,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite * Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 15,000 Aeroplan Miles, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. These miles are not eligible for Aeroplan status.

+ The number of Aeroplan Miles required for the destination is accurate as of February 7, 2019 of communication and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect a roundtrip Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com

2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.

3 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) apply whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Infinite * Card, the Primary Cardholder will receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1- December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Infinite Card with a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year or transferred to another person. Additional conditions may apply and are outlined on aircanada.com/tdbenefits . Air Canada Maple Leaf Lounge access is subject to availability and all other then-current terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two weeks from receiving your Card for these Air Canada benefits to be in effect.

The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

4 1.5 Bonus Aeroplan Miles ("Bonus Rate") are earned on each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your TD Aeroplan Visa Infinite Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore and aircanada.com products and services must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas", "grocery" or "drugstore" category and on aircanada.com. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries, drugstore products/services and on aircanada.com made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries or drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 1 Aeroplan Mile is earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa* Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ).

6 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

7 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from and the day of return to your province of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older.

8 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

9 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

10 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

11 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to the Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

All trade-marks are the property of their respective owners.

* Trademark of Visa Int., used under license.

TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.
® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.
® Air Canada is a registered trademark of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.
® The Aeroplan logo and Aeroplan, are registered trademarks of Aimia Canada Inc.

The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Annual interest rates, fees and features are subject to change.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 (Authorized User Cards: $502) 19.99% 22.99% 22.99%
TD® Aeroplan® Visa Infinite* Card
  • Welcome Bonus1 : Up to 30,000 Aeroplan® Miles (that's the equivalent to 2 short-haul roundtrip flight rewards+) Plus get a 1st year annual fee rebate for the primary cardholder as follows: Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your Card + 15,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening. Conditions apply. Offer ends June 2, 2019. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
  • Enjoy Air Canada® benefits while travelling3
  • Full credit card details
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Annual Fee:
$120 (Authorized User Cards: $502)
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
  • Welcome Bonus1 : Get up to 15,000 Aeroplan Miles (that's the equivalent to 1 short-haul roundtrip flight reward+) plus 1st year annual fee rebate for the primary cardholder as follows: Welcome Bonus of 10,000 Aeroplan Miles when you make your first purchase with your Card + 5,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
  • The protection of valuable insurance
  • Earn 1 mile3 for every $1 spent on eligible grocery, gas, and drugstore purchases made with the Card (capped annually on the first $80,000 across these categories)
  • Earn 1 mile4 for every $1.50 spent on all other purchases made with the Card
  • Earn miles twice5 when you pay with your Card and present your Aeroplan Membership Number at participating partner brands and online retailers via the Aeroplan eStore
  • Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
  • Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please visit the TD site.

The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada ® Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.

1 Must apply online by June 2, 2019. Welcome Bonus of 10,000 Aeroplan Miles (“Welcome Bonus Miles”) will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa® Platinum Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 5,000 Aeroplan Miles, you must make $1,000 in Purchases on your Account, including your first Purchase within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by June 2, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. the Annual Fee for any Authorized User Cards added to the Account continues to apply. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. These miles are not eligible for Aeroplan status.

+ The number of Aeroplan Miles required for the destination is accurate as of February 7, 2019 of communication and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect a roundtrip Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com

2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.

3 One (1) Bonus Aeroplan Mile (“Bonus Rate”) is earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery” or “drugstore” category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries or drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries and drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

4 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at tdcanadatrust.com/td/agreements).

5 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

6 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

7 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

8 Underwritten by TD Home and Auto Insurance Company. Car Rentals must be charged in full to the Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Card Cardholder Agreement for rental exclusions and further details.

9 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

All trade-marks are the property of their respective owners.

* Trademark of Visa Int., used under license.

® Air Canada is a registered trademark of Air Canada, used under license.
® The Aeroplan logo and Aeroplan, are registered trademarks of Aimia Canada Inc.

The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$89 (Authorized User Cards: $35) 19.99% 22.99% 22.99%
TD® Aeroplan® Visa Platinum* Card
  • Welcome Bonus1 : Get up to 15,000 Aeroplan Miles (that's the equivalent to 1 short-haul roundtrip flight reward+) plus 1st year annual fee rebate for the primary cardholder as follows: Welcome Bonus of 10,000 Aeroplan Miles when you make your first purchase with your Card + 5,000 Aeroplan Miles when you spend $1,000 within 90 days of Account opening. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
  • The protection of valuable insurance
  • Full credit card details
View More View Less
Annual Fee:
$89 (Authorized User Cards: $35)
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
  • Apply online by March 3, 2019 to get a full Annual Fee Rebate1 for the Primary Cardholder for the first year and up to 40,000 TD Points (a travel value of $200 when you book travel purchases through ExpediaForTD.com3) as follows. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1 + 20,000 TD Points when you spend $1,000 within 90 days of Account opening1.
  • Redeem TD Points for travel and travel-related purchases.
  • Also redeem4 TD Points for retail merchandise and gift cards, or for a cash credit to your Account.
  • No travel blackouts5, no seat restrictions5 and no expiry6 for your TD Points
  • An extensive suite of travel insurance.
  • Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please visit the TD site.

1 Must apply online by March 3, 2019. Welcome Bonus of 20,000 TD Points will be awarded to the TD First Class Travel Visa Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 20,000 TD Points, you must make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account opening. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Rebate of the Annual Fee for the first year for the Primary Cardholder will occur when you have applied for an Account by March 3, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.

3 Every 200 TD Points redeemed are worth $1 in travel savings off the cost of Travel Purchases made through Expedia For TD. Redemptions can only be made in 200 TD Points increments

4 The Toronto-Dominion Bank and its affiliates are not liable or responsible for the products, goods or services offered or made available by third party retailers through tdrewards.com

5 Subject to carrier/space availability.

6 TD Points do not expire as long as you are a Cardholder.

7 TD Points must be redeemed in minimum 200-point increments for travel Purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Rewards Program Terms and Conditions ("Travel Terms") contained in the TD Travel Credit Cardholder Agreement for your Card. The Travel Terms are available on tdcanadatrust.com/agreements. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel Purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program or visit www.tdrewards.com after the travel Purchase has been posted to the Account and within 90 days from the transaction date of the travel Purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel Purchase, not the transaction date of the travel Purchase. The amount that will be credited toward the travel Purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel Purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel Purchase not covered by the TD Points redeemed will remain on the Account for payment.

8 Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.

9 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that may be medically underwritten and is available to all TD customers, which you may be eligible to top-up with.

10 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or TD Points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

11 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

12 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated TD Points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

13 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated TD Points, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver coverage must be declined by the Cardholder. Refer to Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

All trade-marks are the property of their respective owners.

* Trademark of Visa International Service Association and used under license.

®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 (Authorized User Cards: $502) 19.99% 22.99% 22.99%
TD® First Class Travel® Visa Infinite* Card
  • Apply online by March 3, 2019 to get a full Annual Fee Rebate1 for the Primary Cardholder for the first year and up to 40,000 TD Points (a travel value of $200 when you book travel purchases through ExpediaForTD.com3) as follows. This offer is not available for residents of Quebec. For Quebec residents, please click here.
  • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card1 + 20,000 TD Points when you spend $1,000 within 90 days of Account opening1.
  • Redeem TD Points for travel and travel-related purchases.
  • Full credit card details
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Annual Fee:
$120 (Authorized User Cards: $502)
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now