
BMO CashBack® World Elite®* Mastercard®*
Secure application on the BMO Bank of Montreal website
Card Features
- Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
- Earn more cash back on the categories that mean the most:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- Plus, get 1% cash back on all other purchases* with no limit on how much cash back you can earn!
- Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
- Purchase Protection*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing – a $75/year value.
- BMO CashBack World Elite Travel and Medical Protection*, with 8-day out-of-province/out-of-country emergency medical benefits – up to $5 million in coverage, and more.
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada.*
- Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
*Terms and conditions apply.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Interest Rates
Purchase APR: 21.99%
Balance Transfer APR: 23.99% (21.99% for Quebec residents)
Cash Advance APR: 23.99% (21.99% for Quebec residents)
Annual Fee
$139 (Annual fee waived in the first year*)
Pros
- Many high cash back categories to choose from
- Free access to Wi-Fi hotspots
- World Elite Mastercard benefits
Cons
- Need excellent credit to qualify
Bonus Offer
Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Introductory Rates
Reward Earnings Rate
Up to 5% cash back on select categories
Additional Details
Grace Period: 21 Days