BMO eclipse Visa Infinite* Card

Card Features

  • Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first anniversary!*
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 anniversary lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 10% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: 23.99%

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee

$120

Pros

  • Excellent intro offer
  • Cool card design
  • Built in mobile device insurance

Cons

  • Not a low rate card

Bonus Offer

Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first anniversary!*

Introductory Rates

Reward Earnings Rate

Up to 5x per dollar spent

Additional Details

Grace Period: 21 Days

Fees