Card Features
- Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*
- Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $50 annual lifestyle credit to spend however you want*
- Mobile Device Insurance that covers you for up to $1,000*
- Earn 10% more points when you add an authorized user to your account*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
Interest Rates
Purchase APR: 20.99%
Balance Transfer APR: 23.99%
Cash Advance APR: 23.99% (21.99% for Quebec residents)
Annual Fee
$120
Pros
- Excellent intro offer
- Cool card design
- Built in mobile device insurance
Cons
- Not a low rate card
Bonus Offer
Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*
Introductory Rates
Reward Earnings Rate
Up to 5x per dollar spent
Additional Details
Grace Period: 21 Days