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BMO Ascend™ World Elite®* Mastercard®*

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Secure application on the BMO Bank of Montreal website

Card Features

  • Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
  • 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
  • Now get the highest rewards points for travel of any premium flexible travel card in Canada!†
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Legal Disclosures

*Terms and conditions apply

†Statement based on a comparison of the redeemable value of the non-promotional travel rewards points earned on premium flexible Canadian credit cards as of May 3, 2022. “Flexible” is defined as points earned when you purchase travel anywhere and “premium” refers to cards with an annual fee of ≤ $150 or has an income requirement of ≤ $150,000 annual individual income.

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: 23.99%

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee

$150

Pros

  • Excellent signup bonus
  • Great benefits for the frequent traveler

Cons

  • Annual fee could be lower

Bonus Offer

Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*

Introductory Rates

Reward Earnings Rate

Up to 5 points per $1 spent

Additional Details

Grace Period: 21 days

Fees