Business Credit Cards

Credit cards can be a great way to help manage your businesses short term cash flow. In some cases, using credit card for short term financing also makes sense. Look for rewards and sign-up bonuses that help add to your bottom line.

  • Separate your personal and business expenses with a dedicated card for business purchases.
  • Take advantage of sign up bonuses to add to your bottom line.
  • Cards with annual fees are not good for everyone. Make sure the benefits outweigh the costs.
Showing 1 - 6 of 6 cards
  • Welcome Offer: Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months and a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
  • Get 1.5% cash back on eligible gas, office supply purchases and cellphone and internet bill payments*
  • 0.75% cash back on all other card purchases*
  • Extended warranty and purchase protection*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Get automatic rebates of 1%-25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 20.99% 23.99% 23.99%
BMO CashBack® Business Mastercard®*
  • Welcome Offer: Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months and a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
  • Get 1.5% cash back on eligible gas, office supply purchases and cellphone and internet bill payments*
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Annual Fee:
$0
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
  • Welcome Offer: Get over $2,175 in value!* This includes up to 150,000 BMO Rewards Points – that’s a $1,000 value in the first year.*
  • No annual fee for the first year*
  • Here’s how the welcome offer adds up: $1,000 in value (150,000 BMO Rewards Points)*; up to $200 NEXUS statement credit*; up to $520 in value (five free virtual care visits on Maple)*; up to $180 in value with complimentary membership ($68) in Mastercard Travel Pass provided by DragonPass and two complimentary passes ($32 each)*; plus, up to $275 first year fee waiver.*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
  • Get five virtual visits with a Canadian healthcare provider via Maple, for a total value of $520.*
  • Extended warranty and purchase protection*
  • Travel and Medical Protection: Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Get automatic rebates of 1% - 25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$175 (Annual fee waived in the first year*) 18.99% 23.99% 23.99%
BMO Ascend® World Elite®* Business Mastercard®*
  • Welcome Offer: Get over $2,175 in value!* This includes up to 150,000 BMO Rewards Points – that’s a $1,000 value in the first year.*
  • No annual fee for the first year*
  • Here’s how the welcome offer adds up: $1,000 in value (150,000 BMO Rewards Points)*; up to $200 NEXUS statement credit*; up to $520 in value (five free virtual care visits on Maple)*; up to $180 in value with complimentary membership ($68) in Mastercard Travel Pass provided by DragonPass and two complimentary passes ($32 each)*; plus, up to $275 first year fee waiver.*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Full credit card details
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Annual Fee:
$175 (Annual fee waived in the first year*)
APR:
18.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
  • Welcome Offer: Get 15% cash back on every purchase for the first 3 months. Plus, the annual fee waived in the first year.*
  • Get 5% cash back on eligible gas stations and electronic vehicle charging*
  • Get 4% cash back on recurring expenses like regular bill payments, software subscriptions and monthly services.*
  • 3% cash back on shipping, insurances, office supplies and telecommunications*
  • 1.25% cash back on every other purchase*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass*
  • Get five virtual visits with a Canadian healthcare provider via Maple, for a total value of $520.*
  • Extended warranty and purchase protection*
  • Travel and Medical Protection: Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$175 (Annual fee waived in the first year*) 20.99% 23.99% 23.99%
BMO CashBack® World Elite®* Business Mastercard®*
  • Welcome Offer: Get 15% cash back on every purchase for the first 3 months. Plus, the annual fee waived in the first year.*
  • Get 5% cash back on eligible gas stations and electronic vehicle charging*
  • Get 4% cash back on recurring expenses like regular bill payments, software subscriptions and monthly services.*
  • 3% cash back on shipping, insurances, office supplies and telecommunications*
  • Full credit card details
View More View Less
Annual Fee:
$175 (Annual fee waived in the first year*)
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
  • Welcome Offer: Get up to $1,960 in value, including up to 150,000 Bonus Points in your first year.*
  • Here’s how the welcome offer adds up: Bonus Points (worth up to $1,000)*; up to $520 in value with Maple*; up to $268 in value with DragonPass*; $175 annual fee waiver*
  • Earn 12.5x the Blue Points for every $1 spent at participating Blue Rewards Partners.*
  • Earn 2.5x the Blue Points for every $1 spent on gas and electric vehicle (EV) charging.*
  • Earn 1.25 Blue Points for every $1 spent on everything else.*
  • No annual fee for the first year*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass, with four annual complimentary passes*
  • Get five virtual visits with a Canadian healthcare provider via Maple, for a total value of $520.*
  • Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout.*
  • Extended warranty and purchase protection*
  • Travel and Medical Protection: Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Get automatic rebates of 1%-25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$175 (Annual fee waived in the first year*) 20.99% 23.99% 23.99%
BMO® Blue Rewards World Elite®* Business Mastercard®*
  • Welcome Offer: Get up to $1,960 in value, including up to 150,000 Bonus Points in your first year.*
  • Here’s how the welcome offer adds up: Bonus Points (worth up to $1,000)*; up to $520 in value with Maple*; up to $268 in value with DragonPass*; $175 annual fee waiver*
  • Earn 12.5x the Blue Points for every $1 spent at participating Blue Rewards Partners.*
  • Earn 2.5x the Blue Points for every $1 spent on gas and electric vehicle (EV) charging.*
  • Full credit card details
View More View Less
Annual Fee:
$175 (Annual fee waived in the first year*)
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
  • Welcome Offer: Earn 25,000 BMO Rewards Points when you spend $3,000 in the first 110 days and get a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
  • Get 2 points for every $1 you spend on gas and office supplies, as well as cellphone and internet bill payments.*
  • Get 1 point for every $1 you spend on all other card purchases.*
  • Extended warranty and purchase protection*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Get automatic rebates of 1%-25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 18.99% 23.99% 23.99%
BMO Ascend® Business Mastercard®*
  • Welcome Offer: Earn 25,000 BMO Rewards Points when you spend $3,000 in the first 110 days and get a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
  • Get 2 points for every $1 you spend on gas and office supplies, as well as cellphone and internet bill payments.*
  • Get 1 point for every $1 you spend on all other card purchases.*
  • Extended warranty and purchase protection*
  • Full credit card details
View More View Less
Annual Fee:
$0
APR:
18.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
  • Limited time offer: Earn 30,000 Blue Points when you spend $3,000 in the first 110 days.*
  • Here’s how the welcome offer adds up: Bonus Points (worth up to $1,000)*; up to $520 in value with Maple*; up to $268 in value with DragonPass*; $175 annual fee waiver*
  • Earn 10x the Blue Points for every $1 spent at participating Blue Rewards Partners.*
  • Earn 2x the Blue Points for every $1 spent on gas and electric vehicle (EV) charging.*
  • Earn 1 Blue Point for every $1 spent on everything else.*
  • Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout.*
  • Extended warranty and purchase protection*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Get automatic rebates of 1%-25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 20.99% 23.99% 23.99%
BMO® Blue Rewards Business Mastercard®*
  • Limited time offer: Earn 30,000 Blue Points when you spend $3,000 in the first 110 days.*
  • Here’s how the welcome offer adds up: Bonus Points (worth up to $1,000)*; up to $520 in value with Maple*; up to $268 in value with DragonPass*; $175 annual fee waiver*
  • Earn 10x the Blue Points for every $1 spent at participating Blue Rewards Partners.*
  • Earn 2x the Blue Points for every $1 spent on gas and electric vehicle (EV) charging.*
  • Full credit card details
View More View Less
Annual Fee:
$0
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now