BMO AIR MILES®† World Elite®* Business Mastercard®*

Card Features

  • Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.*
  • No annual fee for the first year*
  • Get 1 Mile for every $12 you spend*
  • Get 4x the Miles when you use your card at participating AIR MILES partners
  • 25 payment grace days*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
  • Use your card at Costco locations across Canada*
  • Travel Protection*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Customer must meet one of the following qualification criteria:
Minimum personal income of $80,000
Minimum household income of $150,000
Minimum business revenue of $250,000
Minimum Assets Under Management (AUM) of $400,000

*Terms and conditions apply.

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee



  • Excellent sign-up bonus offer
  • Complimentary membership in Mastercard Travel Pass


  • High income requirements for approval

Bonus Offer

Welcome offer: Get 3,000 AIR MILES Bonus Miles

Introductory Rates


Reward Earnings Rate

Get 1 Mile for every $12 you spend*

Additional Details

Grace Period: 25 payment grace days*