Card Features
- Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*
- Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $50 anniversary lifestyle credit to spend however you want*
- Mobile Device Insurance that covers you for up to $1,000*
- Earn 10% more points when you add an authorized user to your account*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- Purchase Protection*
- Extended Warranty*
- Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
Interest Rates
Purchase APR: 21.99%
Balance Transfer APR: 23.99% (21.99% for Quebec residents)
Cash Advance APR: 23.99% (21.99% for Quebec residents)
Annual Fee
$120
Pros
- Excellent intro offer
- Cool card design
- Built in mobile device insurance
Cons
- Not a low rate card
Bonus Offer
Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*
Introductory Rates
Reward Earnings Rate
Up to 5x per dollar spent
Additional Details
Grace Period: 21 Days