BMO eclipse Visa Infinite Privilege* Card

Card Features

  • Welcome offer: Get up to 90,000 points*
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 anniversary lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 25% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: 23.99%

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee



  • Super premium features
  • Built in mobile device insurance
  • Up to 5x points on select categories


  • High annual fee

Bonus Offer

Get up to 90,000 points*

Introductory Rates

Reward Earnings Rate

Up to 5x per dollar spent

Additional Details

Grace Period: 21 Days