BMO CashBack® World Elite®* Mastercard®*
Secure application on the BMO Bank of Montreal website
Card Features
- Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first anniversary*
- Earn more cash back on the categories that mean the most:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- 1% unlimited cashback on all other purchases*
- Get the highest cash back earn rate on groceries in Canada.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Extended Warranty Plus*
- Purchase Protection Plus*
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*
- Complimentary Roadside Assistance Program*
- BMO CashBack World Elite Travel and Medical Protection*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply †Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
Interest Rates
Purchase APR: 20.99%
Balance Transfer APR: 23.99%
Cash Advance APR: 23.99% (21.99% for Quebec residents)
Annual Fee
$120
Pros
- Many high cash back categories to choose from
- Free access to Wi-Fi hotspots
- World Elite Mastercard benefits
Cons
- Need excellent credit to qualify
Bonus Offer
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first anniversary*
Introductory Rates
Reward Earnings Rate
Up to 5% cash back on select categories
Additional Details
Grace Period: 21 Days