
- Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
- Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $25 spent at any eligible grocery store*.
- Get 1 Mile for every $25 spent everywhere else*
- Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both*
- Get AIR MILES back every time you spend, plus start building a healthy credit history
- Best BMO AIR MILES Mastercard for Students
- No annual fee*
- Receive a discount on car rentals*
- Extended Warranty*
- Purchase Protection*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply
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Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $0 | 21.99% | 23.99% (21.99% for Quebec residents) | 23.99% (21.99% for Quebec residents) |
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- Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
- Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $25 spent at any eligible grocery store*.
- Get 1 Mile for every $25 spent everywhere else*
- Full credit card details
View More
View Less
Annual Fee:
$0
APR:
21.99%
Balance Transfer:
23.99% (21.99% for Quebec residents)
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
on the BMO Bank of Montreal website

- Welcome offer: Get 5% cash back in your first 3 months*
- Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
- Now earn the highest cash back on groceries in Canada without paying an annual fee!†
- Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
- No Annual fee*
- Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
- Extended Warranty*
- Purchase Protection*
- Receive a discount on car rentals*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply †Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of August 20, 2024.
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Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $0 | 21.99% | 23.99% (21.99% for Quebec residents) | 23.99% (21.99% for Quebec residents) |
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- Welcome offer: Get 5% cash back in your first 3 months*
- Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
- Now earn the highest cash back on groceries in Canada without paying an annual fee!†
- Full credit card details
View More
View Less
Annual Fee:
$0
APR:
21.99%
Balance Transfer:
23.99% (21.99% for Quebec residents)
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
on the BMO Bank of Montreal website

- Welcome Offer: Get 1,200 AIR MILES Bonus Miles‡ (that’s enough for $120 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.§
- Earn over 10x faster than other AIR MILES collectors**: Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
- 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
- Plus, 1 Mile for every $25 that you spend with your credit card everywhere else
- Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both*
- Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
- Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
- Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.
- No annual fee*
- Receive a discount on car rentals*
- Extended Warranty*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply
View More
View Less
Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $0 | 21.99% | 23.99% (21.99% for Quebec residents) | 23.99% (21.99% for Quebec residents) |
---|
- Welcome Offer: Get 1,200 AIR MILES Bonus Miles‡ (that’s enough for $120 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.§
- Earn over 10x faster than other AIR MILES collectors**: Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
- 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
- Full credit card details
View More
View Less
Annual Fee:
$0
APR:
21.99%
Balance Transfer:
23.99% (21.99% for Quebec residents)
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
on the BMO Bank of Montreal website

- Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first anniversary!*
- Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $50 anniversary lifestyle credit to spend however you want*
- Mobile Device Insurance that covers you for up to $1,000*
- Earn 10% more points when you add an authorized user to your account*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply
View More
View Less
Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $120 | 21.99% | 23.99% (21.99% for Quebec residents) | 23.99% (21.99% for Quebec residents) |
---|
- Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first anniversary!*
- Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
- Get 1 BMO Reward for every $1 spent on everything else*
- Full credit card details
View More
View Less
Annual Fee:
$120
APR:
21.99%
Balance Transfer:
23.99% (21.99% for Quebec residents)
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
on the BMO Bank of Montreal website

- Welcome Offer: Get 2,000 AIR MILES bonus miles.*
- Earn 1 AIR MILES Reward Mile on every $20 you spend*
- Plus - get 1.25X the Miles for every $20 you spend at participating Shell stations*
- Get up to 7 cents off per litre on all Shell®± fuel*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply.
View More
View Less
Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $0 | 20.99% | 23.99% | 23.99% |
---|
- Welcome Offer: Get 2,000 AIR MILES bonus miles.*
- Earn 1 AIR MILES Reward Mile on every $20 you spend*
- Plus - get 1.25X the Miles for every $20 you spend at participating Shell stations*
- Full credit card details
View More
View Less
Annual Fee:
$0
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
on the BMO Bank of Montreal website

- Welcome Offer: Get more for your business with up to $1,600 in value! This includes 8,000 AIR MILES bonus miles in the first year (that’s $840 in Cash Miles).*
- No annual fee for the first year*
- Here’s how the welcome offer adds up: $149: The annual fee waiver in the first year.* $613: Premium benefits including five free virtual care visits on Maple shared by you ($520 based on the approximate annual value of 5 GP) plus complimentary membership in Mastercard Travel Pass provided by DragonPass ($93 CAD = $68 USD based on an approximate exchange rate of $1.38 USD as of November 1, 2023).* $840: Value in 8,000 Cash Miles.*
- Get 1 Mile for every $12 you spend*
- Get 4x the Miles when you use your card at participating AIR MILES partners
- Get up to 7 cents off per litre on all Shell®± fuel*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply.
View More
View Less
Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $149 | 20.99% | 23.99% | 23.99% |
---|
- Welcome Offer: Get more for your business with up to $1,600 in value! This includes 8,000 AIR MILES bonus miles in the first year (that’s $840 in Cash Miles).*
- No annual fee for the first year*
- Here’s how the welcome offer adds up: $149: The annual fee waiver in the first year.* $613: Premium benefits including five free virtual care visits on Maple shared by you ($520 based on the approximate annual value of 5 GP) plus complimentary membership in Mastercard Travel Pass provided by DragonPass ($93 CAD = $68 USD based on an approximate exchange rate of $1.38 USD as of November 1, 2023).* $840: Value in 8,000 Cash Miles.*
- Full credit card details
View More
View Less
Annual Fee:
$149
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99%
Apply Now
on the BMO Bank of Montreal website

- Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.†
- Earn over 10x faster than other AIR MILES collectors: Get 3x the Miles for every $12 spent at participating AIR MILES Partners and 2x the Miles for every $12 spent at any eligible grocery store*.
- 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
- Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
- Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
- Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
- Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
- BMO AIR MILES World Elite Travel and Medical Protection*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
- Extended Warranty
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply
View More
View Less
Annual Fee | Purchase APR | Balance Transfer APR | Cash Advance APR | $120 | 21.99% | 23.99% (21.99% for Quebec residents) | 23.99% (21.99% for Quebec residents) |
---|
- Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.†
- Earn over 10x faster than other AIR MILES collectors: Get 3x the Miles for every $12 spent at participating AIR MILES Partners and 2x the Miles for every $12 spent at any eligible grocery store*.
- 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
- Full credit card details
View More
View Less
Annual Fee:
$120
APR:
21.99%
Balance Transfer:
23.99% (21.99% for Quebec residents)
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
on the BMO Bank of Montreal website