Card Features
- Welcome Offer: Earn 25,000 BMO Rewards Points when you spend $3,000 in the first 110 days and get a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
- Get 2 points for every $1 you spend on gas and office supplies, as well as cellphone and internet bill payments.*
- Get 1 point for every $1 you spend on all other card purchases.*
- Extended warranty and purchase protection*
- Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
- Get automatic rebates of 1%-25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
- Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
- Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
- Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO business credit card.*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply.
Interest Rates
Purchase APR: 18.99%
Balance Transfer APR: 23.99%
Cash Advance APR: 23.99%
Annual Fee
$0
Pros
Bonus Offer
Welcome Offer: Earn 25,000 BMO Rewards Points when you spend $3,000 in the first 110 days and get a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
Introductory Rates
Reward Earnings Rate
Additional Details
Grace Period: 25 payment grace days*