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BMO Bank of Montreal Credit Cards

The Bank of Montreal, commonly referred to as BMO, was founded in 1817 as the first Canadian bank. BMO is one the Canada’s “big five” banks and serves several markets including personal banking, investing, and wealth management. The bank has more than 900 branches, serving over seven million customers. BMO offers a wide variety of credit card products including low rate cards, cash back, and rewards cards.

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  • Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first anniversary*
  • Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*.
  • Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Use your card at Costco*
  • Extended Warranty
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
  • Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 20.99% 23.99% 23.99% (21.99% for Quebec residents)
BMO AIR MILES®† World Elite®* Mastercard®*
  • Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first anniversary*
  • Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*.
  • Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
  • Full credit card details
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Annual Fee:
$120
APR:
20.99%
Balance Transfer:
23.99%
Cash Advance:
23.99% (21.99% for Quebec residents)
Apply Now
  • Welcome Offer: Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • Get 1.5% cash back on eligible gas stations, office supply purchases and on your cell phone and internet recurring payments*
  • Get 1.75% cash back on purchases at Shell®†† gas stations
  • 0.75% cash back on all other card purchases*
  • 25 payment grace days*
  • Optional Employee Cards - empower employees with delegated purchasing authority*
  • Use your card at Costco locations across Canada*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% 22.99% 22.99%
BMO CashBack® Business Mastercard®*
  • Welcome Offer: Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • Get 1.5% cash back on eligible gas stations, office supply purchases and on your cell phone and internet recurring payments*
  • Get 1.75% cash back on purchases at Shell®†† gas stations
  • Full credit card details
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Annual Fee:
$0
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now