Ever since acquiring the rights to issue Aeroplan cards, TD Bank has done an excellent job in addressing cardholder complaints. Last year we wrote about a number of significant improvements TD Bank introduced for its popular travel rewards program. Among the improvements, fixed and classic plus were introduced, making it easier to book flights, and tiers were added to its membership.
In honour of the worldwide observance of Star Wars day we bring you the best possible way to show your inner nerd – with Star Wars branded credit cards.
These cards, issued by Chase, are part of the Disney Visa series. Sadly, these cards are not available in Canada.
The partnership between Costco and American Express came to an end in late 2014. Starting January 1, 2015 Capital One took over as the sole issuer of Costco branded credit cards which bare the MasterCard logo. There’s still some confusion about which credit cards are accepted at Costco’s 100 Canadian warehouse locations.
Last week we looked at three mistakes to avoid when applying for a credit card. This week we thought we’d revisit the topic.
Credit cards outnumber people in Canada. There are about two credit cards for every person – and that’s a lot of credit card applications considering not all get approved. When you’re bombarded with credit card applications right, left and centre, it’s easy to make a mistake when signing up. Without further ado, here are three more mistakes to avoid when applying for a credit card.
Do you aspire to own a home? Unless you can afford to pay for your home in cash, maintaining a good credit score is key. There are many ways to improve your credit score from paying your bills in full and on time to not exceeding your credit limit on your credit card. There are also plenty of ways to a lower credit score. Let’s take a look at some of the lesser known ways to hurt your credit score.
One of the best ways to save money as you work to pay down debt is to use a credit card balance transfer. A balance transfer can help you put more money toward your debt’s principal, allowing you to pay less in interest. When you aren’t paying interest, your debt is reduced faster.
There are a number of credit cards that offer low balance transfer rates. When you are only paying 1.99% on a credit card balance, more of your payment goes toward the principal, which is an improvement over paying 15.99% – or more – on your debt. With today’s competitive credit card market, finding introductory rates of 0% are commonplace.
