Happy new year, everyone! We hope your holidays were happy and relaxing. Credit cards may be the last thing on your mind in January (until you get your statement with your holiday spending), but here’s why they should be top of mind. One of the most common New Year’s Resolutions is to pay down debt. If you’re carrying a balance on your credit card, it’s the perfect place to start.
Here are five credit card tips to start the new year off right.
Canada is a country known for many things. We’re best known for maple syrup, bacon and cold weather. Canadians are also known to have good habits when it comes to credit card use. Many are following these 5 strategies to maximize their credit card use.
If you’ve been carrying around that same old credit card since university you might be missing out. Sure, your trusty old plastic friend still works, but is it working for you. In this post we’ll look at some reasons why getting a second credit card might be a good idea.
While many of us take the time to shop around for the things we buy, not enough of us shop for the ideal credit card. The first credit card you come across may be the best one for your financial situation, but that’s often not the case. Here are four things to consider when shopping around for the best credit card.
While being called thin or slender in terms of your physique is often considered a good thing, having a “thin” credit file isn’t. A thin credit file is a special insider term used by the credit reporting agencies. Equifax and TransUnion consider your credit file thin if they lack sufficient information to calculate a credit score for you.
Pickpocketing has evolved over the years. Tried-and-true ways to stop thieves in the past such as money belts, secret pockets, and backpack stash spots, may no longer be enough. In the old days, the thief would need to steal your wallet in order to obtain your credit card information. How times have changed.
