We believe credit cards are a valuable financial tool – when used responsibly. Your spending habits and financial goals should play a part in deciding what card is best for your unique situation. However, searching for the perfect credit card can be overwhelming and stressful. With so many options available, it’s hard to know which one will best suit your needs. We want to make sure your new credit card “fits you like a glove,” so here’s a quick cheat sheet to know which type of card to apply for…
Which Credit Card Is Best For Me?
- If you carry a monthly balance or are financing a major purchase – Low Rate
- You use your credit card for everyday purchases AND pay off the balance each month – Cash Back
- You want a flexible rewards program with lots of redemption options – Points
- When paying a fee is completely out of the question – No Annual Fee
- You travel frequently and want to accumulate reward miles for free travel – Travel
- You want premium features and benefits, and don’t mind paying an annual fee – Premium
- You want to lower interest payments & pay off your current credit card debt a bit faster – Balance Transfer
- If you’re a face painting, flag waving, school spirited university student – College & University Credit Cards
- You’ve recently moved to Canada, keep getting denied, or found yourself with a not-so-impressive credit score – Secured
If you don’t fit into just one category, don’t worry! Many credit cards have a number of these benefits, all in one. To find a card that meets ALL of your criteria, try our Search & Compare Page:
