The partnership between Costco and American Express came to an end in late 2014. Starting January 1, 2015 Capital One took over as the sole issuer of Costco branded credit cards which bare the MasterCard logo. There’s still some confusion about which credit cards are accepted at Costco’s 100 Canadian warehouse locations.
Cards Accepted at Costco Warehouses
As of November 2020, the following credit cards are accepted at all 100 Canadian Costco locations:
- MasterCard Credit Cards
- Debit Cards (includes Visa debit cards)
- Costco Shop Cards
Note: Visa credit cards are not accepted at Costco warehouse locations
Cards Accepted Online at Costco.ca
- MasterCard Credit and Debit Cards
- Visa Credit Cards (Visa debit cards not accepted)
- Costco Shop Cards
Payment Options for Costco Gas Stations
- MasterCard Credit Cards
- All Debit Cards (includes Visa debit cards)
- Costco Shop Cards
Note: Cash is not accepted at Costco gas stations
How to Use Visa Credit Cards at Costco Warehouse Locations
Visa credit cards are not accepted at the warehouse. However, there is a loophole. You can use your Visa credit card to buy Costco Shop Cards at Costco.ca. The Costco Shop Cards can be used at the warehouse, gas stations, or even online.
This is a great way to take advantage of earning reward points with your Visa credit cards on Costco warehouse purchases.
Photo credit: Mike Mozart via Flickr
Edits: Costco changed the name of their “Cash Cards” to “Shop Cards” around October of 2019. Post updated to reflect the name change.
