Applying for a credit card is easier than ever. You can apply for a credit card online in less than 10 minutes, and often get an approval decision within a minute. If fact it seems we are constantly asked to sign up for a new offer – especially at retail stores.
Imagine walking down the street and having your credit card information remotely stolen without even realizing it. That’s what could happen to you if you have a credit card with radio-frequency identification (RFID). Credit card companies and thieves seem to be caught in an endless game of cat and mouse. Every time there’s an advancement in technology, thieves seem to find a way to exploit it. Should you be worried if you have a credit card with RFID? Let’s take a look.
We live busy lives these days. Between work, going to the supermarket and chauffeuring our kids around town, sometimes it can be tough to catch your breath. A lot of people don’t realize it, but credit cards help save us time. From not having to carry a wallet full of cash to consumer protection, credit cards make our lives easier in many ways.
Breaking up is hard to do. Credit cards are a lot like relationships. It’s not always easy, but sometimes it makes sense to break up with your credit card. If you haven’t used your credit card in months and it’s collecting dust in your dresser drawer, clearly you’re not the match you once were. Perhaps it’s time to make a change? At one time you may have been the perfect match, but people, and cards, change. You may not be compatible anymore (or you may not have been compatible to begin with). Here are some good reasons to consider breaking up with your credit card.
Amex Centurion Lounge – Mexico City Airport – Photo via flickr by TravelingOtter
Credit cards come with a lot of perks, including some cardholders may not be aware of. While you’re certainly aware of reward points, you may not be aware of some of the lesser-known perks like early concert tickets. Many of the annual fee credit cards offer cardholders these extra goodies as a way to thank cardholders for their loyalty. Let’s take a look at five of these perks you may not know you had.
Are you tired of paying your credit card’s annual fee? You’re not alone. While annual fees can make sense for some people (usually big spenders), for others the math simply doesn’t add up. Unless the rewards you earn outweigh the annual fee, you’re usually better off going with a no fee version. If you’ve been paying an annual fee for years like clockwork, here are four helpful ways to try to avoid it.
