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Scotiabank Credit Cards

Scotiabank got its start in 1832 serving customers in Halifax, Nova Scotia. Since then, Scotiabank has become one of Canada’s largest financial service providers with operations spanning the globe. The company issues credit cards to fit many lifestyles. Whether you’re looking for cash back, reward points, travel rewards, or a simple card to use for everyday purchases, Scotiabank has a card for you. Check out their lineup of Visa and American Express offers below.

Showing 1 - 7 of 7 cards
Scotia Momentum VISA Card
  • Get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.
  • Note: A 1% Promotional Rate Fee (minimum fee of $3.50) will be charged on the amount of any promotional rate cash advances (which includes balance transfer, Scotia® Credit Card Cheque and cash-like transactions).
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$39 19.99% 0% on balance transfers for 6 months 22.99%
Scotia Momentum VISA Card
Scotia Momentum® VISA* Card
  • Get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.
  • Full credit card details
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Annual Fee:
$39
APR:
19.99%
Balance Transfer:
0% on balance transfers for 6 months
Cash Advance:
22.99%
Apply Now
Scotiabank Value Visa Card
  • 0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that)Plus annual fee waived for the first year
  • Save up to hundreds of dollars a year on interest
  • Low interest rate of 12.99%
  • Pay down higher interest rate balances faster
  • Transfer higher rate balances and save even more
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
Plus annual fee waived for the first year 12.99% 12.99% 12.99%
Scotiabank Value Visa Card
Scotiabank Value® VISA* Card
  • 0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that)Plus annual fee waived for the first year
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Annual Fee:
Plus annual fee waived for the first year
APR:
12.99%
Balance Transfer:
12.99%
Cash Advance:
12.99%
Apply Now
  • Earn up to 35,000 bonus Scene+™ points in your first year (that’s up to $350 towards travel)
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$139 19.99% 22.99% 22.99%
Scotiabank PassportTM Visa Infinite* Card
  • Earn up to 35,000 bonus Scene+™ points in your first year (that’s up to $350 towards travel)
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Full credit card details
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Annual Fee:
$139
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
  • Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.99% 22.99% 22.99%
Scotiabank®* Gold American Express® Card
  • Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Full credit card details
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Annual Fee:
$120
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.
  • Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% 22.99% 22.99%
SCENE® VISA* Card
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.
  • Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
  • Full credit card details
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Annual Fee:
$0
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
Scotia Momentum No-Fee VISA Card
  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).Plus, get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that)
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
  • Earn 0.5% cash back on all other eligible purchases.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% Get an introductory 0% on Balance transfers for the first six months. 22.99%
Scotia Momentum No-Fee VISA Card
Scotia Momentum® No-Fee VISA* Card
  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).Plus, get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that)
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
  • Earn 0.5% cash back on all other eligible purchases.
  • Full credit card details
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Annual Fee:
$0
APR:
19.99%
Balance Transfer:
Get an introductory 0% on Balance transfers for the first six months.
Cash Advance:
22.99%
Apply Now
Scotia Momentum VISA Infinite Card
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
  • Earn 1% cash back on all other purchases with no cash back limit.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
First year free, then $120 20.99% 22.99% 22.99%
Scotia Momentum VISA Infinite Card
Scotia Momentum® VISA Infinite* Card
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
  • Full credit card details
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Annual Fee:
First year free, then $120
APR:
20.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now