No Annual Fee Credit Cards

For many credit card users an annual fee is out of the question. Paying an annual fee on top of interest payments can really start to add up. Whether you’re looking for a basic no-frills card, or want to earn rewards on your purchases, there are many no annual fee cards to choose from.

  • Look for a rewards card with no annual fee to maximize your rewards potential.
  • Take advantage of introductory rate offers to save even more on your purchases or balance transfers.
  • No annual fee doesn’t mean "no fees at all." Be sure you understand the potential costs of using a credit card.
Showing 15 - 16 of 16 cards | View All
CIBC Platinum Visa Card
  • No annual fee
  • High purchasing power
  • Exclusive benefits, including Purchase Security and Extended Protection™ Insurance
  • Car rental discounts of up to 25% at participating Avis® and Budget®1 locations with your CIBC credit card
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% 22.99% 22.99%
CIBC Platinum Visa Card
CIBC Platinum Visa Card
  • No annual fee
  • High purchasing power
  • Exclusive benefits, including Purchase Security and Extended Protection™ Insurance
  • Full credit card details
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Annual Fee:
$0
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
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  • Enjoy a simple, efficient and practical payment solution.
  • Access funds anywhere in the world.
  • Control your spending by setting your credit limit to $500.
  • Protect your purchases with an insurance program you can count on.
  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 20.99% 22.49% 22.49%
MC1 Mastercard®
  • Enjoy a simple, efficient and practical payment solution.
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Annual Fee:
$0
APR:
20.99%
Balance Transfer:
22.49%
Cash Advance:
22.49%
Apply Now