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Business Credit Cards

Credit cards can be a great way to help manage your businesses short term cash flow. In some cases, using credit card for short term financing also makes sense. Look for rewards and sign-up bonuses that help add to your bottom line.

  • Separate your personal and business expenses with a dedicated card for business purchases.
  • Take advantage of sign up bonuses to add to your bottom line.
  • Cards with annual fees are not good for everyone. Make sure the benefits outweigh the costs.
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Showing 1 - 4 of 4 cards
BMO World Elite®* Business Mastercard®*
  • Welcome Offer: Get up to 70,000 BMO reward points - 50,000 points when you spend $5,000 in the first three months and an additional 20,000 points when you spend $35,000 in the first twelve months. Plus, we’ll waive the $149 annual fee for the first year.*
  • No annual fee for the first year*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • 25 payment grace days*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
  • Use your card at Costco locations across Canada*
  • Travel Protection*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes.
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
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Apply Now
Secure application on the BMO Bank of Montreal website
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$149 17.99% 22.99% 22.99%
BMO World Elite®* Business Mastercard®*
  • Welcome Offer: Get up to 70,000 BMO reward points - 50,000 points when you spend $5,000 in the first three months and an additional 20,000 points when you spend $35,000 in the first twelve months. Plus, we’ll waive the $149 annual fee for the first year.*
  • No annual fee for the first year*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Full credit card details
View More View Less
Annual Fee:
$149
APR:
17.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
on the BMO Bank of Montreal website
BMO AIR MILES®† World Elite®* Business Mastercard®*
  • Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.*
  • No annual fee for the first year*
  • Get 1 Mile for every $12 you spend*
  • Get 4x the Miles when you use your card at participating AIR MILES partners
  • 25 payment grace days*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
  • Use your card at Costco locations across Canada*
  • Travel Protection*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Apply Now
Secure application on the BMO Bank of Montreal website
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$149 19.99% 22.99% 22.99%
BMO AIR MILES®† World Elite®* Business Mastercard®*
  • Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.*
View More View Less
Annual Fee:
$149
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
on the BMO Bank of Montreal website
BMO CashBack® Business Mastercard®*
  • Welcome Offer: Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • Get 1.5% cash back on eligible gas stations, office supply purchases and on your cell phone and internet recurring payments*
  • Get 1.75% cash back on purchases at Shell®†† gas stations
  • 0.75% cash back on all other card purchases*
  • 25 payment grace days*
  • Optional Employee Cards - empower employees with delegated purchasing authority*
  • Use your card at Costco locations across Canada*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Apply Now
Secure application on the BMO Bank of Montreal website
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% 22.99% 22.99%
BMO CashBack® Business Mastercard®*
  • Welcome Offer: Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • Get 1.5% cash back on eligible gas stations, office supply purchases and on your cell phone and internet recurring payments*
  • Get 1.75% cash back on purchases at Shell®†† gas stations
  • Full credit card details
View More View Less
Annual Fee:
$0
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
on the BMO Bank of Montreal website
BMO® AIR MILES®† No-Fee Business® Mastercard®*
  • Welcome Offer: Get 1,000 AIR MILES Bonus Miles - That's enough for over $100 towards your purchases with AIR MILES Cash!*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus - get 1.25X the Miles for every $20 you spend at participating Shell stations*
  • 25 payment grace days*
  • Optional Employee Cards - empower employees with delegated purchasing authority*
  • Use your card at Costco locations across Canada*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply.
View More View Less
Apply Now
Secure application on the BMO Bank of Montreal website
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.99% 22.99% 22.99%
BMO® AIR MILES®† No-Fee Business® Mastercard®*
  • Welcome Offer: Get 1,000 AIR MILES Bonus Miles - That's enough for over $100 towards your purchases with AIR MILES Cash!*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus - get 1.25X the Miles for every $20 you spend at participating Shell stations*
  • Full credit card details
View More View Less
Annual Fee:
$0
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
on the BMO Bank of Montreal website