Category: Personal Finance

Credit Card Guide – How to Choose, Use, and Manage Credit Cards

Posted April 16, 2015 by CCC Staff in Credit Card Tips, Personal Finance

The purpose of this 8 step credit card guide is to, well…guide you through the process of choosing, using, and managing a credit card responsibly. Through responsible use, we’re strong believers that credit cards can help improve people’s finances. This guide will help prepare you for that journey.

Most of us have heard the horror stories of misusing credit cards. Exorbitant fees, sky-high interest rates, and financial ruin are all there in gruesome detail. On the other side of the coin, financial writers tout the virtues of credit cards; rewards, credit-building, and convenience.

We’re not here to sugar coat the reality of using credit cards – if credit cards are not used responsibly, bad things can and do happen!

Financial Literacy Month Wrap-Up

Posted December 2, 2014 by CCC Staff in Personal Finance

With Financial Literacy month all wrapped up, we think it’s important to remember that improving financial literacy for all people should be a top priority for individuals, governments, and companies. With a better understanding of financial literacy, everyone is likely to be better off.

Millennials Challenged by a Failure to Launch: Study

Posted November 24, 2014 by CCC Staff in Personal Finance

If you think Millennials have it tough these days, you’re not alone. Record-level student debt, rising home prices, stagnant wages, and the disappearance of workplace pension plans, are just a few of the challenges faced by today’s young people.

Top 7 Success Tips for Financial Literacy Month

Posted November 18, 2014 by CCC Staff in Personal Finance

November is Financial Literacy Month in Canada. It’s the one month each year the spotlight is shone on financial literacy – or the lack thereof. While most people can read and write, far too many Canadians consider themselves financially illiterate. It’s hard to reach your long-term goals if you don’t know how to prepare a budget and regularly misuse your credit card. Here are our best tips towards financial success.

Is Now a Good Time to Purchase Your First Home?

Posted October 9, 2014 by cccadmin in Personal Finance

Do you aspire to be a homeowner? There are many good reasons to buy a home. Obviously a home provides shelter and it’s generally considered a good long-term investment. With real estate price reaching the stratosphere in red-hot housing markets like Calgary, Toronto and Vancouver, you may be wondering if now is a good time to purchase your first home. Buying a home is a costly and life-changing experience. Here are some factors to consider before jumping into the real estate market.

Half of Canadians are Living Paycheque to Paycheque: Survey

Posted September 19, 2014 by CCC Staff in Debt, Personal Finance

Are you guilty of living paycheque to paycheque? You’re not alone. More than half of employees (51 per cent) would find it difficult to meet their financial obligations if their paycheque were delayed by a single week, according to a recent survey by the Canadian Payroll Association (CPA). That figure is up 2 per cent from an average of 49 per cent in the last three years. With home prices reaching the stratosphere in many cities and households taking on record debt levels, this is an especially worrisome trend.

« Previous 1 … 4 5 6 7 8 … 10 Next »