Card Features
- $20 Tim Cash™ welcome bonus
- 1% back in Tim Cash™ on all qualifying purchases
- No annual fee
Interest Rates
Purchase APR: 19.99%
Balance Transfer APR: 22.99%
Cash Advance APR: 22.99%
Annual Fee
$0
Pros
- Card works as Tim Card or CIBC Visa
- No annual fee
Cons
- Reports of the card malfunctioning
Bonus Offer
Receive $20 in Tim Cash when you spend $200
Introductory Rates
None
Reward Earnings Rate
1%
Additional Details
Grace Period: 21 Days
Fees
Balance Transfer Fee: Up to 3%
Cash Advance Fee: $3.50
Foreign Transaction Fee: 2.5%
Over Credit Limit Fee: $29