MBNA True Line® Gold Mastercard® credit card
Card Features
- $39 annual fee
- Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
- Around-the-clock-fraud protection
- Access to 24/7 customer service
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✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
Interest Rates
Purchase APR: 8.99%
Balance Transfer APR: 8.99%
Cash Advance APR: 24.99%
Annual Fee
$39
Pros
- Excellent interest rate on purchases
- Great for balance transfers
- Low annual fee
Cons
- No rewards
Bonus Offer
None
Introductory Rates
Reward Earnings Rate
None
Additional Details
Grace Period: 21 Days
Fees
Balance Transfer Fee: 3% of amount advanced (minimum fee $7.50)