MBNA True Line® Gold Mastercard® credit card

Card Features

  • $39 annual fee
  • Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • Around-the-clock-fraud protection
  • Access to 24/7 customer service
  • Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Now" button.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Interest Rates

Purchase APR: 8.99%

Balance Transfer APR: 8.99%

Cash Advance APR: 24.99%

Annual Fee

$39

Pros

  • Excellent interest rate on purchases
  • Great for balance transfers
  • Low annual fee

Cons

  • No rewards

Bonus Offer

None

Introductory Rates

Reward Earnings Rate

None

Additional Details

Grace Period: 21 Days

Fees

Balance Transfer Fee: 3% of amount advanced (minimum fee $7.50)