CIBC Dividend Visa Infinite

CIBC Dividend® Visa Infinite* Card

Card Features


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  • 4% cash back on gas and groceries, 2% on Tim Hortons® and TELUS® purchases and 1% on everything else

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  • No limit on the cash back you can earn

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  • Comprehensive insurance benefits, including Out-of-Province Emergency Travel Medical Insurance (first 15 days, age 64 or under)

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  • Enjoy the benefits of the Visa Infinite program, including access to luxury worldwide travel and hotels

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee

$99

Additional Cardholders: $30

Pros

  • 4% cash back on gas and groceries
  • Premium Visa Infinite benefits

Cons

  • $99 annual fee

Bonus Offer

None

Introductory Rates

None

Reward Earnings Rate

Varies depending on spending category - 4% on gas and groceries

Additional Details

Grace Period: 21 Days

Fees

Balance Transfer Fee: Up to 3%

Cash Advance Fee: $3.50

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29