BMO World Elite®* Business Mastercard®*

Card Features

  • Welcome Offer: Get up to 70,000 BMO reward points - 50,000 points when you spend $5,000 in the first three months and an additional 20,000 points when you spend $35,000 in the first twelve months. Plus, we’ll waive the $149 annual fee for the first year.*
  • No annual fee for the first year*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • 25 payment grace days*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
  • Use your card at Costco locations across Canada*
  • Travel Protection*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes.
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Customer must meet one of the following qualification criteria:
Minimum personal income of $80,000
Minimum household income of $150,000
Minimum business revenue of $250,000
Minimum Assets Under Management (AUM) of $400,000

*Terms and conditions apply.

Interest Rates

Purchase APR: 17.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee

$149

Pros

  • Excellent sign-up bonus offer
  • Complimentary membership in Mastercard Travel Pass
  • Attractive card design

Cons

  • High income requirements for approval

Bonus Offer

Welcome Offer: Get up to 70,000 BMO reward points

Introductory Rates

N/A

Reward Earnings Rate

Up to 4 points per $1 spent in select categories

Additional Details

Grace Period: 25 payment grace days*

Fees