Card Features
- Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
- Enjoy our lowest interest rate of 13.99% on purchases*
- Free extended warranty and purchase protection*
- Zero Dollar Liability: protects you from unauthorized use of your credit card*
- Worldwide acceptance at over 30 million locations*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
*Terms and conditions apply
Interest Rates
Purchase APR: 13.99%
Balance Transfer APR: 15.99%
Cash Advance APR: 15.99%
Annual Fee
$29
Pros
- Low interest rates
- Great balance transfer offer
Cons
- No rewards
Bonus Offer
Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Introductory Rates
Reward Earnings Rate
N/A
Additional Details
Grace Period: 21 days