BMO Blue Rewards World Elite®* Mastercard®*

Card Features

  • Welcome Offer: Get up to $1,600 in value and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
  • Earn 10 Points for every $1 spent at participating Blue Rewards Partners*
  • Earn 2 Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
  • Earn 1 Point for every $1 spent on everything else*
  • $200 NEXUS Statement Credit in your first year*
  • Airport lounge access with complimentary membership in Mastercard Travel Pass provided by DragonPass, plus 4 free passes per calendar year.*
  • Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
  • Get the $150 annual fee rebated annually with our BMO Premium Chequing Account*
  • Unlock exclusive offers at top brands through Blue Rewards offers
  • Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip - up to 15 consecutive days.*
  • Get up to 15% off a Global Data Roaming plan and up to 3GB of data without any additional charges with FlexiRoam.*
  • Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.* Plus car rental collision/loss damage insurance*
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Extended warranty and purchase protection*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information
*Terms and conditions apply.

Interest Rates

Purchase APR: 21.99%

Balance Transfer APR: 23.99% (21.99% for Quebec residents)

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee

$150 (Annual fee waived in the first year*)

Pros

  • Sign up bonus is excellent
  • Annual fee waived first year
  • Unique travel and entertainment benefits

Cons

  • Not a low APR card

Bonus Offer

Welcome Offer: Get up to $1,600 in value and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.

Introductory Rates

Reward Earnings Rate

Additional Details

Fees