BMO Ascend® World Elite®* Business Mastercard®*

Card Features

  • Welcome Offer: Get over $2,175 in value!* This includes up to 150,000 BMO Rewards Points – that’s a $1,000 value in the first year.*
  • No annual fee for the first year*
  • Here’s how the welcome offer adds up: $1,000 in value (150,000 BMO Rewards Points)*; up to $200 NEXUS statement credit*; up to $520 in value (five free virtual care visits on Maple)*; up to $180 in value with complimentary membership ($68) in Mastercard Travel Pass provided by DragonPass and two complimentary passes ($32 each)*; plus, up to $275 first year fee waiver.*
  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
  • Get five virtual visits with a Canadian healthcare provider via Maple, for a total value of $520.*
  • Extended warranty and purchase protection*
  • Travel and Medical Protection: Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
  • Unlock up to 35% off base rates on your next car rental with Avis and Budget when you prepay at booking.*
  • Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
  • Get automatic rebates of 1% - 25% when you shop at qualifying merchants with Mastercard Easy Savings™.*
  • Enjoy 30% off H&R Block’s DIY and Assisted Channels Tax Offerings.*
  • Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO business credit card.*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Customer must meet one of the following qualification criteria:
Minimum personal income of $80,000
Minimum household income of $150,000
Minimum business revenue of $250,000
Minimum Assets Under Management (AUM) of $400,000

*Terms and conditions apply.

Interest Rates

Purchase APR: 18.99%

Balance Transfer APR: 23.99%

Cash Advance APR: 23.99%

Annual Fee

$175 (Annual fee waived in the first year*)

Pros

  • Excellent sign-up bonus offer

Cons

  • High income requirements for approval

Bonus Offer

Welcome Offer: Get over $2,175 in value!* This includes up to 150,000 BMO Rewards Points – that’s a $1,000 value in the first year.*

Introductory Rates

Reward Earnings Rate

Additional Details

Grace Period: 25 payment grace days*

Fees