BMO AIR MILES®† World Elite®* Mastercard®*

Card Features

  • Welcome Offer: Get 2,000 AIR MILES Bonus Miles!* That’s enough for $210 towards your purchases with AIR MILES Cash!* Plus, get the $120 annual fee waived for your first anniversary
  • Earn over 10x faster than other AIR MILES collectors: Get 3x the Miles for every $12 spent at participating AIR MILES Partners and 2x the Miles for every $12 spent at any eligible grocery store*.
  • 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
  • Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
  • Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
  • Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
  • Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
  • Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: 23.99%

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee

$120

Pros

  • AIR MILES & World Elite benefits
  • Excellent signup bonus

Cons

  • Not a low rate card

Bonus Offer

Get 2,000 AIR MILES Bonus Miles!* That’s enough for $210 towards your purchases with AIR MILES Cash!*

Introductory Rates

Reward Earnings Rate

Earn 1 reward mile for every $12 in credit card purchases

Additional Details

Grace Period: 21 Days

Minimum Credit Limit: 80k (150k HHI)

Fees