BMO AIR MILES®† World Elite®* Mastercard®*

Card Features

  • Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*
  • Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*.
  • Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Use your card at Costco*
  • Extended Warranty
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
  • Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 23.99% (21.99% for Quebec residents)

Annual Fee

$120

Pros

  • AIR MILES & World Elite benefits
  • Excellent signup bonus

Cons

  • Not a low rate card

Bonus Offer

Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*

Introductory Rates

Reward Earnings Rate

Earn 1 reward mile for every $12 in credit card purchases

Additional Details

Grace Period: 21 Days

Minimum Credit Limit: 80k (150k HHI)

Fees