
BMO AIR MILES®† World Elite®* Mastercard®*
Secure application on the BMO Bank of Montreal website
Card Features
- Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.* Plus, get 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
- Get 3x the Miles for every $12 spent at participating AIR MILES Partners. Get 2x the Miles for every $12 spent at any eligible grocery store, wholesale club, membership-based retailer and alcohol retailer.*
- 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.*
- Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
- NEW: Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
- BMO AIR MILES World Elite Travel and Medical Protection*: Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.
- Extended Warranty
- Purchase Protection*
- Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.*
- Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
Interest Rates
Purchase APR: 21.99%
Balance Transfer APR: 23.99% (21.99% for Quebec residents)
Cash Advance APR: 23.99% (21.99% for Quebec residents)
Annual Fee
$120
Pros
- AIR MILES & World Elite benefits
- Excellent signup bonus
Cons
- Not a low rate card
Bonus Offer
Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.* Plus, get 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Introductory Rates
Reward Earnings Rate
Earn 1 reward mile for every $12 in credit card purchases
Additional Details
Grace Period: 21 Days
Minimum Credit Limit: 80k (150k HHI)