Premium Credit Cards

Some cards offer benefits or features that are only available for a fee. For example, some premium travel reward cards offer access to elite airport lounges or 24/7 concierge services. These types of cards are not for everyone, but don’t let an annual fee be the only factor you look at when choosing a card. For many users of these high-end credit cards, the benefits and rewards outweigh the costs of card ownership.

  • Take advantage of the additional benefits premium credit cards can offer.
  • Look for a rewards that matches your spending habits to maximize your earning potential.
  • Cards with annual fees are not good for everyone. Make sure the benefits outweigh the costs.
Showing 8 - 14 of 20 cards | View All
Amex AeroplanPlus Platinum
  • New American Express® AeroplanPlus®* Platinum Cardmembers earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months of Cardmembership.
  • Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000 and accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
  • Enjoy an annual Partner Ticket™ benefit for a short-haulØ roundtrip Fixed Mileage Flight Reward®* in economy class when you redeem up to 15,000 Aeroplan Miles
  • Relax before you fly with unlimited access to the Air Canada Maple Leaf Lounge™** where available, in major airports across Canada and key international locations. Plus, receive complimentary membership in Priority Pass™– one of the world’s largest independent airport lounge programs
  • Breeze through airport lines with Air Canada Priority Check-in benefit and avoid the line-ups at security by accessing the Pearson Priority Security Lane located at the departure levels of Terminal 1 & 3 at Toronto Pearson International Airport
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$499 N/A N/A N/A
Amex AeroplanPlus Platinum
American Express® AeroplanPlus®* Platinum Card
  • New American Express® AeroplanPlus®* Platinum Cardmembers earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months of Cardmembership.
  • Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000 and accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
  • Enjoy an annual Partner Ticket™ benefit for a short-haulØ roundtrip Fixed Mileage Flight Reward®* in economy class when you redeem up to 15,000 Aeroplan Miles
  • Full credit card details
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Annual Fee:
$499
APR:
N/A
Balance Transfer:
N/A
Cash Advance:
N/A
Apply Now
  • Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends March 1, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter.

The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer applies to new Accounts only opened by March 1, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$139 19.99% 22.99% 22.99%
Scotiabank PassportTM Visa Infinite* Card
  • Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Enjoy no FX Mark-up
  • Full credit card details
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Annual Fee:
$139
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
  • Earn up to $300 in bonus reward points ◊
  • Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases in any currency
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line®)
  • Rates, fees, offers and other information are effective as of August 1, 2019. Subject to change.

◊ For a limited time, open a new Scotiabank Gold American Express credit card account (the “Account”) and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in eligible everyday purchases made within the first 3 months from the Account open date. Plus, earn an additional one-time 5,000 Scotia Rewards point bonus when you spend at least $10,000 in eligible everyday purchases in your first year (12-months). Each bonus offer is referred to as a “Bonus Offer” or collectively the “Bonus Offers”. Bonus Offers apply to new Accounts opened by December 30, 2019.

Bonus Offer Eligibility and Exclusions:
The following individuals are not eligible for the Bonus Offers:
• Current primary or secondary cardholders of a Scotiabank retail credit card, including those that switch from an existing Scotiabank retail credit card
• Previous primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years
• Employees of Scotiabank

Subject to the above exclusions, Scotiabank small business credit card holders are eligible for the Bonus Offers.

Bonus Offers may be changed, cancelled or extended at any time and cannot be combined with any other offers except as otherwise permitted.

Bonus Offer Conditions:
To be eligible for the 25,000 bonus Scotia Rewards points Bonus Offer you must:
• Have at least $1,000 in eligible purchases posted to your new Account in the first 3 months from the Account open date.
• Bonus Scotia Rewards points will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout.

To be eligible for the 5,000 bonus Scotia Rewards points Bonus Offer you must:
• Have at least $10,000 in eligible purchases in your first year (12-months) on the Account (annual period starts from the Account open date).
• Bonus Scotia Rewards points will be credited to the primary cardholder’s Scotia Rewards account within two statement cycles after meeting the $10,000 annual spend on the Account, provided the Account is open and in good standing at the time of payout.

“Eligible purchases” include purchases (less any refunds, returns or other similar credits) and do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The Account is considered in good standing if it is not delinquent (past due) or over limit and the cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.99% 22.99% 22.99%
Scotiabank®* Gold American Express® Card
  • Earn up to $300 in bonus reward points ◊
  • Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Full credit card details
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Annual Fee:
$120
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
MBNA World Elite Rewards
  • Limited Time Welcome Offer. Expires February 29, 2020. Receive up to 30,000 bonus points:
  • 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
  • 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening
  • Earn 2 points‡ for every $1 in eligible purchases
  • Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • $120 annual fee
  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††
  • Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Now" button.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a ""Paperless Bonus"" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.99% 22.99% 24.99%
MBNA World Elite Rewards
MBNA Rewards World Elite® Mastercard®
  • Limited Time Welcome Offer. Expires February 29, 2020. Receive up to 30,000 bonus points:
  • 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
  • 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening
  • Full credit card details
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Annual Fee:
$120
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
24.99%
Apply Now
Scotiabank GM VISA Infinite Card
  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Earnings do not expire
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

◊ Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the first year annual fee waived offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the “Offer”). Offer applies to new Scotiabank credit card account (“Accounts”) only that are opened by March 1, 2020. Any additional supplementary cards must be issued by March 1, 2020 to qualify for the Offer.

Rates and Fees: The current annual fee is $79 for the primary card and $39 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended and cannot be combined with any other offers.

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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
First year free then $79 19.99% 22.99% 22.99%
Scotiabank GM VISA Infinite Card
Scotiabank® GM®* Visa Infinite* Card
  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • Full credit card details
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Annual Fee:
First year free then $79
APR:
19.99%
Balance Transfer:
22.99%
Cash Advance:
22.99%
Apply Now
Simplycash Preferred Card
  • New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership
  • Earn 2.0% cash back when your Welcome Rate ends
  • Optional Balance Transfer Offer – Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card 
  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application
  • No limit to the amount of cash back you can earn after your Welcome Rate ends
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice. Conditions apply.
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$99 19.99% 1.99% in the first 6 months 22.99%
Simplycash Preferred Card
SimplyCashTM Preferred Credit Card from American Express
  • New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership
  • Earn 2.0% cash back when your Welcome Rate ends
  • Optional Balance Transfer Offer – Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card 
  • Full credit card details
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Annual Fee:
$99
APR:
19.99%
Balance Transfer:
1.99% in the first 6 months
Cash Advance:
22.99%
Apply Now
Amex AeroplanPlus Gold
  • New American Express® AeroplanPlus®* Gold Cardmembers, earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months of Cardmembership
  • Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
  • Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
  • Earn Aeroplan Miles faster with two free Additional Cards – a $100 value ($50 for each additional Card)
  • Travel to more than 1,300 destinations in more than 190 countries worldwide with Air Canada®** and its global network of partner airlines
  • In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
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Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 N/A N/A N/A
Amex AeroplanPlus Gold
American Express® AeroplanPlus®* Gold Card
  • New American Express® AeroplanPlus®* Gold Cardmembers, earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months of Cardmembership
  • Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
  • Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
  • Full credit card details
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Annual Fee:
$120
APR:
N/A
Balance Transfer:
N/A
Cash Advance:
N/A
Apply Now