Points Rewards Credit Cards

The best approach to getting a points reward card is finding one that best matches your spending habits. Take some time to review your bank and/or credit card statements to see where you frequently spend money. If you are a loyal patron of a specific retailer or company, or you spend a good amount in certain categories, such as travel, electronics, gasoline, etc., try to find a card that will maximize your earning potential.

  • Choose a points reward card if you want a flexible rewards program with many redemption options.
  • Take advantage of bonuses that allow you to earn more points in select spending categories. These bonuses can really add up!
  • Rewards cards typically have higher interest rates. Choose a low rate card if you plan on carrying a monthly balance.