Starwood Preferred Guest

The Starwood Preferred Guest®* Credit Card from American Express

Card Features

  • New Starwood Preferred Guest® Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints® after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
  • You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG® and Marriott Rewards® hotels from November 15, 2016 through February 15, 2018.
  • Earn 1 Starpoint for every $1 in purchases charged to the Card
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
  • Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world's most desired hotels in nearly 100 countries
  • Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights
  • Experience once-in-a-lifetime events with SPG Moments
  • American Express Invites™ opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and among the first to go!
  • Add a Supplementary Card and the first year’s annual fee is on us. That’s a value of $50.
  • Annual interest rate 19.99% on purchases and 21.99% on funds advances
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
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Interest Rates

APR: 19.99%

Cash Advance APR: 22.99%

Annual Fee

$120

Additional Cardholders: $50 (waived for the first year)

Pros

  • Perfect companion to the Starwood Prefered Guest rewards program
  • Excellent bonus points offer
  • Exclusive travel and entertainment benefits

Cons

  • $120 annual fee

Bonus Offer

Earn 20,000 bonus Starpoints® when you spend $1,500 within 3 months

Introductory Rates

None

Reward Earnings Rate

1.00%

Additional Details

Grace Period: 21 Days

Fees

Balance Transfer Fee: 3%

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29