Starwood Preferred Guest

The Starwood Preferred Guest®* Credit Card from American Express

Card Features

  • New Starwood Preferred Guest® Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints® after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
  • You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG® and Marriott Rewards® hotels from November 15, 2016 through February 15, 2018.
  • Earn 1 Starpoint for every $1 in purchases charged to the Card
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
  • Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world's most desired hotels in nearly 100 countries
  • Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights
  • Experience once-in-a-lifetime events with SPG Moments
  • American Express Invites™ opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and among the first to go!
  • Add a Supplementary Card and the first year’s annual fee is on us. That’s a value of $50.
  • Annual interest rate 19.99% on purchases and 21.99% on funds advances
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

APR: 19.99%

Cash Advance APR: 22.99%

Annual Fee


Additional Cardholders: $50 (waived for the first year)


  • Perfect companion to the Starwood Prefered Guest rewards program
  • Excellent bonus points offer
  • Exclusive travel and entertainment benefits


  • $120 annual fee

Bonus Offer

Earn 20,000 bonus Starpoints® when you spend $1,500 within 3 months

Introductory Rates


Reward Earnings Rate


Additional Details

Grace Period: 21 Days


Balance Transfer Fee: 3%

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29