The Platinum Card®

Card Features

  • Unlock Travel Possibilities
  • Earn up to 110,000 Membership Rewards® points - that’s up to $1,100 towards your next flight, or a weekend away at the spa. Terms apply
  • New Platinum® Cardmembers, earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends September 20, 2022
  • Welcome Offer: You can also earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases
  • Standard Earn Rate: Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
  • Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

Purchase APR: N/A

Balance Transfer APR: N/A

Cash Advance APR: N/A

Annual Fee

$699

Pros

  • Premium travel benefits and insurance coverage
  • Free Platinum Concierge
  • Flexible rewards

Cons

  • High annual fee

Bonus Offer

Earn up to 110,000 Membership Rewards® points. Terms apply.

Introductory Rates

None

Reward Earnings Rate

3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases

Additional Details

Fees

Foreign Transaction Fee: 2.5%

Late Fee: N/A

Over Credit Limit Fee: $29