SimplyCash® Card from American Express

Card Features

  • In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

Purchase APR: 20.99%

Balance Transfer APR: N/A

Cash Advance APR: 21.99%

Annual Fee

$0

Additional Cardholders: No annual fee

Pros

  • Higher than average cash back earnings
  • No annual fee

Cons

  • Cash reward is paid yearly as statement credit

Bonus Offer

Get up to $100 in statement credits in the first 10 months

Introductory Rates

Reward Earnings Rate

Up to 2% in certain spending categories

Additional Details

Grace Period: 21 days

Fees

Foreign Transaction Fee: 2.5%

Late Fee: N/A

Over Credit Limit Fee: $29