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Simplycash Card

SimplyCashTM Credit Card from American Express

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Secure application on the American Express website

Card Features

  • New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • Optional Balance Transfer Offer to new Cardmembers – Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application.
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee

$0

Additional Cardholders: No annual fee

Pros

  • 5% intro cash back bonus
  • No annual fee
  • 6 month 1.99% intro balance transfer option

Cons

  • Cash reward is paid yearly as statement credit

Bonus Offer

Get 5% cash back on select categories for 6 months*

Introductory Rates

Get 1.99% introductory APR on balance transfers for the first 6 months. (Must request balance transfer at time of application.)

Reward Earnings Rate

1.25%

Additional Details

Grace Period: 21 days

Fees

Balance Transfer Fee: None

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29