Scotiabank Value Visa Card

Scotiabank Value® VISA* Card

Card Features

  • 0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that)Plus annual fee waived for the first year
  • Save up to hundreds of dollars a year on interest
  • Low interest rate of 12.99%
  • Pay down higher interest rate balances faster
  • Transfer higher rate balances and save even more

Interest Rates

Purchase APR: 12.99%

Balance Transfer APR: 12.99%

Cash Advance APR: 12.99%

Annual Fee

Plus annual fee waived for the first year

Additional Cardholders: $0

Pros

  • Great intro offer and go-to rate
  • Good card for a serious debt reduction strategy

Cons

  • Good credit needed to be approved

Bonus Offer

None

Introductory Rates

0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that)

Reward Earnings Rate

No rewards

Additional Details

Grace Period: See Terms*

Fees

Balance Transfer Fee: See Terms*

Foreign Transaction Fee: 2.5%