Card Features
- 0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29).1 Plus no annual fee in the first year.1 Offer ends 30 April 2023.
- Save up to hundreds of dollars a year on interest
- Low interest rate of 12.99%
- Pay down higher interest rate balances faster
- Transfer higher rate balances and save even more
Interest Rates
Purchase APR: 12.99%
Balance Transfer APR: 12.99%
Cash Advance APR: 12.99%
Annual Fee
Plus annual fee waived for the first year
Additional Cardholders: $0
Pros
- Great intro offer and go-to rate
- Good card for a serious debt reduction strategy
Cons
- Good credit needed to be approved
Bonus Offer
None
Introductory Rates
0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that)
Reward Earnings Rate
No rewards
Additional Details
Grace Period: See Terms*
Fees
Balance Transfer Fee: $5
Foreign Transaction Fee: 2.5%