Card Features
- Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 1X Scene+ point for every $1 spent on every other purchase
- You'll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Interest Rates
Purchase APR: 20.99%
Balance Transfer APR: 22.99%
Cash Advance APR: 22.99%
Annual Fee
First year annual fee waived, then $120
Additional Cardholders: $29
Pros
- Excellent bonus points offer
- 6X Scene+ points at select retailers
- 0% Foreign Currency Conversion
Cons
- Annual fee could be expensive depending on your yearly spend
Bonus Offer
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.
Introductory Rates
None
Reward Earnings Rate
Up to 5 Scotia Rewards points for every $1 spent
Additional Details
Grace Period: See Terms*
Fees
Balance Transfer Fee: $5
Cash Advance Fee: See Terms*
Foreign Transaction Fee: 0%