Card Features
- Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
- Earn 1X Scene+ point for every $1 spent on every other purchase
Interest Rates
Purchase APR: 19.99%
Balance Transfer APR: 22.99%
Cash Advance APR: 22.99%
Annual Fee
$120
Additional Cardholders: $29
Pros
- Excellent bonus points offer
- 5x earnings at grocery stores, dining and entertainment
- 0% Foreign Currency Conversion
Cons
- Annual fee could be expensive depending on your yearly spend
Bonus Offer
Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)
Introductory Rates
None
Reward Earnings Rate
Up to 5 Scotia Rewards points for every $1 spent
Additional Details
Grace Period: See Terms*
Fees
Balance Transfer Fee: See Terms*
Cash Advance Fee: See Terms*
Foreign Transaction Fee: 0%