Scotiabank®* Gold American Express® Card

Card Features

  • Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee

$120

Additional Cardholders: $29

Pros

  • Excellent bonus points offer
  • 5x earnings at grocery stores, dining and entertainment
  • 0% Foreign Currency Conversion

Cons

  • Annual fee could be expensive depending on your yearly spend

Bonus Offer

Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel)

Introductory Rates

None

Reward Earnings Rate

Up to 5 Scotia Rewards points for every $1 spent

Additional Details

Grace Period: See Terms*

Fees

Balance Transfer Fee: See Terms*

Cash Advance Fee: See Terms*

Foreign Transaction Fee: 0%