Scotiabank GM VISA Card

Scotiabank® GM®* VISA* Card

Card Features

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  • Get closer to your new car with up to 5% in GM Earnings

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  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

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  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

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  • Earnings do not expire

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  • No earning or redemption caps

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  • Enjoy the same great rewards in 5 unique designs

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  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee



  • No annual fee
  • Good card for the patient rewards collector


  • Not as much earnings as the premium version

Bonus Offer


Introductory Rates


Reward Earnings Rate

5% on first $5,000 spent, then 2% thereafter

Additional Details

Grace Period: See Terms*


Balance Transfer Fee: See Terms*

Cash Advance Fee: See Terms*

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29