Card Features
- Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
- Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
- Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
- Earn 1% cash back on all other purchases with no cash back limit.
Interest Rates
Purchase APR: 20.99%
Balance Transfer APR: 22.99%
Cash Advance APR: 22.99%
Annual Fee
First year free, then $120
Additional Cardholders: $50 each Supplementary Card
Pros
- 4% cash back on recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- Visa Infinite benefits
Cons
- Excellent credit required to be approved
- High income requirements
Bonus Offer
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
Introductory Rates
Reward Earnings Rate
Up to 4% cash back on select purchases
Additional Details
Fees
Balance Transfer Fee: See Terms*
Cash Advance Fee: See Terms*
Foreign Transaction Fee: 2.5%