Scotia Momentum VISA Card

Scotia Momentum® VISA* Card

Card Features

  • Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).Offer ends Jan 3,2023
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee


Additional Cardholders: $15


  • 2% cash back rate on gas, groceries, recurring payments and drug store purchases
  • Low rate intro balance transfer option available


  • Excellent credit needed to be approved

Bonus Offer


Introductory Rates

0% on balance transfers for 6 months

Reward Earnings Rate

2% cash back in select categories, 1% everywhere else

Additional Details

Grace Period: 21 Days

Minimum Credit Limit: $500


Balance Transfer Fee: See Terms*

Cash Advance Fee: See Terms*

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29