Scotia Momentum® No-Fee VISA* Card
- Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)Plus get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0)Offer ends 30 April 2023.
- Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
- Earn 0.5% cash back on all other eligible purchases.
Purchase APR: 19.99%
Balance Transfer APR: 22.99%
Cash Advance APR: 22.99%
- Bash back with no annual fee
- Earn 1% cash back on recurring bills
- Cash back paid yearly as statement credit or deposited in Scotia bank account
Earn 5% cash back on all purchases for the first 3 months
0.00% introductory interest rate on balance transfers for the first 6 months
Reward Earnings Rate
1% cash back in select categories and 0.5% everywhere else
Grace Period: 21 Days
Minimum Credit Limit: $500
Balance Transfer Fee: $5
Cash Advance Fee: $5
Foreign Transaction Fee: 2.5%
Over Credit Limit Fee: $29