Harley-Davidson® Mastercard® credit card

Card Features

  • Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡
  • Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances
  • No annual fee

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
©2021 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee

$0

Pros

  • Chance to win a motorcycle every quarter
  • No annual fee
  • Cool factor

Cons

  • No sign-up bonus

Bonus Offer

None

Introductory Rates

Reward Earnings Rate

1 point for every $2 spent

Additional Details

Grace Period: 21 Days

Fees

Balance Transfer Fee: 1% of amount advanced (minimum fee $7.50)

Cash Advance Fee: 1% of amount advanced (minimum fee $7.50)

Foreign Transaction Fee: 2.5%