Business Platinum Card® from American Express

Card Features

  • Earn a welcome bonus of 80,000 Membership Rewards® points when you spend $6,000 in purchases within the first three months of Cardmembership. That’s $800 in statement credits that can be reinvested in your business.
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
  • Pay for business expenses over time with Flexible Payment Option.
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

Purchase APR: 19.99% on Flexible Payment Option limit and 30% on Due In Full balance

Balance Transfer APR: N/A

Cash Advance APR: N/A

Annual Fee

$499

Additional Cardholders: Supplementary Card Fee: $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®

Pros

  • Dedicated Concierge team for those on the go
  • Premier perks for the savvy busines spender

Cons

  • High annual fee

Bonus Offer

Earn a welcome bonus of 80,000 Membership Rewards® points when you spend $6,000 in purchases within the first three months of Cardmembership. That’s $800 in statement credits that can be reinvested in your business.

Introductory Rates

N/A

Reward Earnings Rate

Earn 1.25 Membership Rewards points per $1 spent on eligible purchases

Additional Details

Grace Period: N/A

Fees

Foreign Transaction Fee: 2.5%

Late Fee: N/A

Over Credit Limit Fee: $29