Business Platinum Card® from American Express

Card Features

  • Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

Purchase APR: N/A

Balance Transfer APR: N/A

Cash Advance APR: N/A

Annual Fee

$499

Additional Cardholders: Supplementary Card Fee: $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®

Pros

  • Dedicated Concierge team for those on the go
  • Premier perks for the savvy busines spender

Cons

  • High annual fee

Bonus Offer

Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

Introductory Rates

N/A

Reward Earnings Rate

Earn 1.25 Membership Rewards points per $1 spent on eligible purchases

Additional Details

Grace Period: N/A

Fees

Foreign Transaction Fee: 2.5%

Late Fee: N/A

Over Credit Limit Fee: $29