BMO Rewards® Mastercard®*

Card Features

  • Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
  • Get 1 BMO Rewards point for every $1 spent*
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99% (21.99% for Quebec residents)

Annual Fee

$0

Pros

  • Accessible to people with low income
  • Great balance transfer offer
  • No annual fee

Cons

  • Not much to complain about. It's a pretty solid card for the target market.

Bonus Offer

Welcome Offer: Get 10,000 points when you spend $1,000 in the first 3 months.*

Introductory Rates

Reward Earnings Rate

1 point for every $1 spent

Additional Details

Grace Period: 21 days

Fees