BMO Air Miles World MasterCard

BMO® AIR MILES® World MasterCard®

Card Features

  • Earn 1 AIR MILES reward mile for every $15 in card purchases up to a maximum monthly spend of $7,000
  • Redeem AIR MILES Flights anywhere within North America for 25% fewer miles when you book with your BMO AIR MILES World MasterCard
  • With over 1,000 reward options from hundreds of sponsors, it's easy to get the reward you want.
  • Travel worry-free with coverage for car rental collision damage, unexpected return home, Common Carrier Accidental Death and Dismemberment Insurance, and more.
  • You can now use your BMO MasterCard at Costco locations across Canada.

Interest Rates

Purchase APR: 19.99%

Balance Transfer APR: 22.99%

Cash Advance APR: 22.99%

Annual Fee


Additional Cardholders: $15


  • Earn bonus miles at select retailers
  • BMO concierge service


  • Reward earnings capped after $7,500 spent per month

Bonus Offer

Introductory Rates


Reward Earnings Rate

1 AIR MILES reward mile for every $15

Additional Details

Grace Period: 21 Days


Balance Transfer Fee: 1% up to 3%

Cash Advance Fee: $3.50

Foreign Transaction Fee: 2.5%

Over Credit Limit Fee: $29