American Express® Business Gold Rewards Card

Card Features

  • Earn up to 110,000 points: Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. Plus earn 10,000 bonus points, when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. That’s up to $1,100 in statement credits that can be reinvested in your business.
  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card.
  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.
  • Pay for business expenses over time with Flexible Payment Option
  • Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere
  • The Membership Rewards program boasts an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Interest Rates

Purchase APR: 19.99% on Flexible Payment Option limit and 30% on Due In Full balance

Balance Transfer APR: N/A

Cash Advance APR: N/A

Annual Fee


Additional Cardholders: Supplementary Card fee $50*


  • Generous welcome bonus value compared to the annual fee
  • Great insurance coverange and additional benefits only from American Express


  • Annual fee is a high

Bonus Offer

Earn up to 110,000 points

Introductory Rates


Reward Earnings Rate

1 point for every dollar in purchases charged to the Card

Additional Details

Grace Period: N/A


Foreign Transaction Fee: 2.5%

Late Fee: N/A

Over Credit Limit Fee: $29